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Peace of Mind is Real Wealth

The Opportunity

As a trusted financial advisor, your goal is to help every client achieve financial peace of mind—today, tomorrow, and throughout their retirement. That’s no easy task in today’s unpredictable market.


At Secure Retirement, we see this challenge as a very real opportunity to serve investors well, using a time-tested, research-based approach to protecting assets in all market circumstances—even in the face of yet another bear market.


A boutique asset manager, we can help you diversify your own business to protect client assets and your own livelihood. Designed to address the financial needs of successful middle-class investors, at this time our approach leverages an uncommonly low equity allocation, and we purchase stocks only when values are low. As a result, our portfolios are poised to help investors dramatically reduce risk, protect their valued savings, and keep their nest eggs intact. And to help you communicate this value with your clients, we provide monthly updates on our current approach in plain language that speaks to even your most novice investors.


Contact us today at (925) 855-4300 to learn about our personalized asset management services and how we can help you and your clients prepare for change and gain financial peace of mind.

Economic and Market Update

Economic & Market Update, June 2014


Why Bond Prices are Rising


By Richard Morey


This month we are going to focus on the bond market. This year the bond market has shocked Wall Street. As the year began, I recall a Bloomberg survey of 70 market analysts showed over 98% of them were certain bonds prices would continue to fall in 2014. Shortly thereafter a 2nd survey showed the sole dissenter had switched camps, leaving all the TV analysts sure this would be a bad year for bonds. The major Wall Street banks agreed, with Goldman Sachs and Bank of America telling their clients to sell all their government bonds (Treasuries), putting the proceeds into stocks.


The reason so many were so negative on bonds was their certainty 2014 would be the year in which the U.S. economy takes off from its doldrums, finally achieving “escape velocity.” At the beginning of the year nearly everyone thought the U.S. economy would grow at over 3% annualized. Due to the cold winter most thought growth in the first quarter might go down to around 2% before shooting up to 4% the rest of the year. If the U.S. economy were to achieve above-average growth, the Federal Reserve Board would have to raise interest rates to slow it down to avoid excessive inflation. This would hurt bond prices, so Wall Street said sell bonds.

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